the best mortgage rates in Canada . ca
Quickly access solutions from a variety of providers below
Banks
Mortgage Brokers
Credit Unions
Major Canadian banks offer a wide variety of mortgage products. These banks provide both fixed-rate and variable-rate mortgages, as well as options for first-time buyers, renewals, and refinancing.
Credit Unions
Mortgage Brokers
Credit Unions
Local and regional credit unions offer mortgage products similar to banks. Credit unions are often member-focused and may offer more personalized service and competitive rates.
Mortgage Brokers
Mortgage Brokers
Mortgage Brokers
Independent mortgage brokers work with a range of lenders, including banks, trust companies, and private lenders. They help customers find the best rates and terms based on their financial situation.
Trust Companies
Mortgage Brokers
Mortgage Brokers
Trust companies also offer mortgage options. They tend to specialize in clients who may not qualify for a traditional bank mortgage due to income verification issues or credit history.
Private Lenders
Online Mortgage Platforms
Online Mortgage Platforms
Private lenders provide an alternative source of mortgages, especially for individuals with poor credit or non-traditional income. These mortgages usually come with higher interest rates and are considered a last resort for many borrowers.
Online Mortgage Platforms
Online Mortgage Platforms
Online Mortgage Platforms
Some newer platforms allow borrowers to compare mortgage rates online from multiple lenders, making it easier to shop for the best deal.